div.panel {
    margin-bottom: 15px;
}

div.panel:last-child {
    margin-bottom: 0px;
}

div.panel div.title {
    background-color: #e74c3c;
    color: #2c3e50;
    font-size: 24px;
}

div.panel div.title div.text {
    padding: 15px;
}

div.panel div.content {
    background-color: #bdc3c7;
    color: #2c3e50;
}

div.panel div.content div.text {
    padding: 15px;
}